Privacy Policy
Last updated: 2026
This policy explains what personal data RiseNkap collects and how it is used.
1. What we collect
Your name, email or phone number, mobile money transaction records, and — where required for a higher verification tier — identity documents.
2. How we use it
To create and secure your account, process contributions and payouts, verify your identity where required, prevent fraud, and send you service notifications (e.g. tontine cycle reminders).
3. Sharing
We share the minimum data necessary with licensed mobile money operators to process a payment. We do not sell your personal data.
4. Retention
We retain account and transaction data for as long as your account is active and as required by applicable financial record-keeping obligations.
5. Your rights
You may request access to, correction of, or deletion of your personal data by reaching out through our Contact page.
6. Security
Passwords are stored using industry-standard hashing, all payment confirmations are cryptographically verified, and access to the admin console is restricted and logged.
7. Cookies
We use essential cookies only, to keep you signed in securely. We do not use third-party advertising or tracking cookies.
8. Changes to this policy
We may update this policy from time to time. Material changes will be reflected by an updated date at the top of this page.